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The hospitality and tourism industry faces extraordinary pressures: from escalating operating expenses, rising energy costs, specific workforce issues, and the increasing threat of global terrorism.

Businesses in this industry need to manage and stay ahead of a unique spectrum of risks. AIG brings many years of experience in underwriting, loss prevention engineering, claims, and crisis and litigation management. We have the flexibility and expertise to develop customised solutions to respond to your challenging exposures, enabling you to continue to do business and serve customers with confidence.

Products and Services for the Hospitality & Tourism Industry

Contractors Operations and Professional Services (COPS)

Environmental cover for environmental professionals. Includes cover for errors & omissions in environmental technical reporting and Contractors Pollution Liability cover for activities carried out on third party sites.

Corporate Travel Insurance

Corporate Travel Insurance protects your company and its employees at home and abroad against financial disruption caused by serious accidents, illness and delays. It can also protect money, travel documents and personal belongings whilst travelling in a business capacity. AIG can also provide tailored solutions to suit the needs and requirements of your business.

Expatriate Care Insurance

Expatriate Care Insurance protects employees and their families when they are seconded overseas. It offers extensive medical and dental care and 24-hour emergency assistance. Expatriate medical and evacuation insurance helps remove the costly burden of medical and dental costs incurred in foreign currencies by your employees.

Kidnap and Ransom Insurance

Kidnap, extortion and detention are ever-increasing threats to organisations and individuals around the world. AIG offers customers tailor-made solutions to address these threats, which include risk prevention, incident response and financial cover.

Multinational Insurance Solutions

Conduct business across borders with confidence with AIG’s unmatched flexibility to provide either local or global policies incorporating special provisions or unique terms and conditions across a breadth of products.

Pollution Legal Liability

A menu-driven policy designed to meet individual needs of complex customers across all industries. Coverage for pollution liability is available for site liability, miscellaneous contracting operations and transportation. Business interruption coverage may also be provided.

Professional Indemnity Insurance

Cover for businesses or individuals against alleged breaches of professional duties.

Contractors Pollution Liability (CPL)

To cover environmental liabilities arising from a contractor's operations caused by the introduction of new pollution conditions or the exacerbation of existing pollution conditions. Policies can also be taken out by customers on behalf of contractors.

Enviropro Australia

Broad operational coverage for business activities across Australia, designed for the Australian market. It features contracting operations, miscellaneous off-site activities and transportation as standard inclusions.

Group Injury & Sickness Insurance

Group Injury and Sickness Insurance provides accidental injury and sickness benefits. It is a versatile product which can be catered to cover employees 24 hours a day including journey cover to and from work and volunteer activities. Cover is also available for sporting groups, school students and universities.

Liability

General Liability Insurance from AIG covers legal and compensation costs that follow an accident or injury caused by your business’s activities. We work with you to ensure that the injured party receives fair compensation without putting your business at risk.

Political Risk

Seize the opportunities presented by the global marketplace with tailored protection from the potential political, financial, and reputational risks of conducting business in overseas markets. AIG provides Political Risk Insurance to help financial institutions and corporate clients mitigate political risks worldwide.

Product Recall

Product Recall Insurance from AIG can help manage the effects of a recall, covering key expenses and providing the expertise of world renowned crisis management and public relations consultants to guide you throughout this critical time for your business.

SME Management Liability Insurance

PrivateEdge is a sophisticated product that allows you to combine critical management liability covers to suit the particular needs of your business, whether it's a private company, hospitality entity, association or not-for-profit organisation.