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As they balance patient safety with limited resources, members of the healthcare industry face claims from a variety of sources, including shareholders, patients and regulatory bodies. These claims often involve serious allegations and defending these can require millions of dollars in legal expenses alone.

We invest heavily in medical liability research globally to develop coverages that are more effective and affordable for healthcare sectors that frequently operate under severe liability pressure. We provide a variety of customisable products that address the distinct risks of our healthcare providers, whether for-profit or not-for-profit, publically traded or privately held.

Our underwriting, claims and loss control staff work together to provide a fast and responsive customer service experience, leveraging an array of expert resources to help healthcare providers to manage and minimise incidents and claims when they occur.

Products and Services for the Medical & Health Industry

Contractors Operations and Professional Services (COPS)

Environmental cover for environmental professionals. Includes cover for errors & omissions in environmental technical reporting and Contractors Pollution Liability cover for activities carried out on third party sites.

Corporate Travel Insurance

Corporate Travel Insurance protects your company and its employees at home and abroad against financial disruption caused by serious accidents, illness and delays. It can also protect money, travel documents and personal belongings whilst travelling in a business capacity. AIG can also provide tailored solutions to suit the needs and requirements of your business.

Expatriate Care Insurance

Expatriate Care Insurance protects employees and their families when they are seconded overseas. It offers extensive medical and dental care and 24-hour emergency assistance. Expatriate medical and evacuation insurance helps remove the costly burden of medical and dental costs incurred in foreign currencies by your employees.

Marine

A truly global industry needs a truly global insurer. Comprehensive, flexible marine insurance that combines local knowledge with the expertise of our global network to ensure protection for goods in transit, as well as for the industry’s vital support services.

Pollution Legal Liability

A menu-driven policy designed to meet individual needs of complex customers across all industries. Coverage for pollution liability is available for site liability, miscellaneous contracting operations and transportation. Business interruption coverage may also be provided.

Contractors Pollution Liability (CPL)

To cover environmental liabilities arising from a contractor's operations caused by the introduction of new pollution conditions or the exacerbation of existing pollution conditions. Policies can also be taken out by customers on behalf of contractors.

Enviropro Australia

Broad operational coverage for business activities across Australia, designed for the Australian market. It features contracting operations, miscellaneous off-site activities and transportation as standard inclusions.

Group Injury & Sickness Insurance

Group Injury and Sickness Insurance provides accidental injury and sickness benefits. It is a versatile product which can be catered to cover employees 24 hours a day including journey cover to and from work and volunteer activities. Cover is also available for sporting groups, school students and universities.

Multinational Insurance Solutions

Conduct business across borders with confidence with AIG’s unmatched flexibility to provide either local or global policies incorporating special provisions or unique terms and conditions across a breadth of products.