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Group Injury and Sickness Insurance

AIG Group Injury and Sickness Insurance can provide accidental injury and sickness benefits for employees & their dependents, or insure the company against the financial effects of the loss of employee services. It’s a versatile product that can be catered to cover employees 24 hours a day, including travel to and from work, volunteer activities, sporting groups, school students and universities*.

Flexible cover

Choose the relevant options to best fit your needs. We can also tailor coverage specifically for your business if required.

24 hour protection

Peace of mind with around-the-clock cover for accidental injury whether from work, sports, leisure or domestic activities, anywhere in the world.

Help when you need it most

Efficient claims service with fast payments of either lump sum or weekly amounts, depending on the nature and severity of sickness or injury.

* Cover is limited to cases where a person / employee is not covered under Medicare or Workers Compensation.

You can select various cover options against a range of events including:

  • Injury resulting in death, permanent total disablement and specified permanent total loss.
  • Weekly injury benefit for injury resulting in temporary partial disablement or temporary total disablement.
  • Weekly sickness benefit, for sickness causing temporary partial or total disablement.

Depending on your requirements you can tailor your policy with the following additional benefits including:

  • Rehabilitation expenses
  • Escalation of claim
  • Spouse and dependent children
  • Home renovation
  • Accidental H.I.V infection  
  • Small to large businesses in all industries
  • Growing middle market companies
  • Multinational corporations
  • Sporting groups, schools and universities
  • Simplified underwriting process, based on your unique occupational duties, providing competitive options to best suit your needs.
  • Fast, efficient claims service providing personal attention to every claim.