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General and Products Liability

Businesses have a duty of care to their customers, as well as to the general public. Legal defence and compensation costs that follow an accident or injury caused by your company’s activities can be crippling.  General Liability cover from AIG ensures that the injured party receives fair compensation without putting your business at risk.

Peace of mind

Any business or industry can fall victim to a simple slip and fall accident or a claim for damage to third party property. General Liability cover from AIG protects your business from the financial costs that could follow.

Risk mitigation

We partner with customers to devise appropriate primary protection against traditional and emerging exposures, minimising business interruptions to empower you to focus on your company’s growth potential.  

Flexible protection

With a wide range of programs and financing structures to choose from our general liability insurance offers the flexible protection and peace of mind customers need in order to succeed.

Partnership

AIG aims for each customer relationship to be a true partnership and will take on your challenges as if they were our own.

Significant capacity

We offer broad, flexible coverage with significant capacity of up to US$100 million.

Multinational cover

Cover can extend to other countries, and we can also issue local policies through our extensive partner networks worldwide. With AIG's flexible, collaborative approach and multinational resources, you can make informed decisions and secure the solutions that work best for your organisation.

  • Policy limits up to $100 million
  • Cover for injury to any third party, or third party property damage arising from your business operations, including the sale of your products
  • Cover available on a primary, excess or umbrella basis
  • Flexibility for significant cover for exports to the United States and Canada
  • Sub-limited cover for goods in your care, custody and control.
     

Almost all businesses are exposed to the risk of liability claims, however the key sectors we cover include:

  • Construction
  • Energy and utilities
  • Communications
  • Manufacturing, such as food and beverage, chemicals, minerals, metals, electronics, and machinery
  • Multinational risks of all shapes and sizes
  • Transportation
  • Wholesale trade