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Pollution Legal Liability

Flexible, comprehensive cover to help your business address the growing environmental exposures from heightened levels of public awareness and evolving environmental regulations. 

Product highlights

A tailored risk management solution

Businesses can negotiate alternative insurance capital, deductibles and coverage, tailoring the ideal risk management solution for their situation.

Protects financial stability

Provides immediate protection for the business and managers from the costs, expenses and damages caused by an incident, which could otherwise threaten the financial viability of the business.

Reduce reputational risk

Media and public opinion are highly sensitive to local pollution incidents. Holding environmental insurance is a clear demonstration of the precautions a business has taken in managing its responsibilities, which may mitigate reputational damage following a pollution event.

Multinational expertise

With more than 30 years’ experience building innovative environmental insurance programmes around the world, we have the knowledge and expertise to design and implement multinational programmes that reflect individual business needs.

Outstanding claims expertise

AIG's claims specialists offer strong and dependable customer support during a stressful period for our customers.

PIER (Pollution Incident and Environmental Response)

The PIER network delivers reliable and specialised support when businesses need it most, by allowing access to pre-screened pollution response specialists who can react to incidents of all sizes.

We offer global environmental capacity of up to US$50 million per policy, covering a broad range of risks over single or multi-year policy terms. Available coverage includes:

  • Sudden and gradual pollution conditions.
  • On-site and off-site clean-up costs for pre-existing and/or new conditions.
  • Third-party bodily injury and property damage.
  • First-party business interruption expenses resulting from a pollution condition.
  • Legal costs for defense, investigation and/or adjustment of covered compensatory claims.
  • Pollution releases caused by transportation.

AIG’s size and flexibility allow us to protect a wide range of business sectors, including:

  • Manufacturing
  • Healthcare
  • Waste management
  • Real estate
  • Energy
  • Mergers & acquisitions

Helping clients resume normal operations whilst minimising the costs associated with remediation and pollution liabilities, PIER can mobilise pollution response specialists to react to incidents of all sizes – from minor spills to major and catastrophic events.

24/7 Access

Call free, day or night (1800 108 234), and PIER can dispatch local consultants and contractors to help minimise damage, mobilise specialist responders, and address public concerns.

Broad Support Services

PIER network providers are ready to help with environmental spill response, disaster recovery and restoration, environmental consulting, investigative services, waste disposal, and more.

For any enquiries about purchasing, renewing or making a claim on an AIG business policy, please contact your insurance broker or find a broker here.

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