CAPABILITY GUIDE
AIG has a wealth of experience and knowledge to serve your business. Read our Capability Guide to see how we can help you.
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Enviropro
While regulatory authorities, shareholders and customers hold businesses increasingly liable for costly environmental exposures, most general liability policies neglect, or even explicitly exclude, pollution risk. Enviropro directly addresses this coverage gap and offers companies a solution to regulatory obligations, contract/ lender/ landlord requirements, shareholder needs and board of director objectives.
Protects financial stability
Provides immediate protection for the business and managers from the
costs, expenses and damages caused by an incident, which could otherwise
threaten the financial viability of the business.
Reduce reputational risk
Media and public opinion are highly sensitive to local pollution incidents. Holding environmental insurance is a clear demonstration of the precautions a business has taken in managing its responsibilities, which may mitigate reputational damage following a pollution event.
Outstanding claims expertise
AIG's claims specialists offer strong and dependable customer support during a stressful period for our customers.
PIER (Pollution Incident and Environmental Response)
The PIER network delivers reliable and specialised support when businesses need it most, by allowing access to pre-screened pollution response specialists who can react to incidents of all sizes.
Our comprehensive Enviropro policy covers:
- Loss arising from gradual, as well as sudden and accidental pollution conditions
- Clean-up costs
- Third-party bodily injury and property damage costs
- On and off-site pollution conditions:
- pollution releases occurring on non-owned waste disposal sites
- pollution resulting from transportation of wastes or products
- Mitigation of loss costs to prevent the worsening of a pollution incident early on.
Helping clients resume normal operations whilst minimising the costs associated with remediation and pollution liabilities, PIER can mobilise pollution response specialists to react to incidents of all sizes – from minor spills to major and catastrophic events.
24/7 Access
Call free, day or night (1800 108 234), and PIER can dispatch local consultants and contractors to help minimise damage, mobilise specialist responders, and address public concerns.
Broad Support Services
PIER network providers are ready to help with environmental spill response, disaster recovery and restoration, environmental consulting, investigative services, waste disposal, and more.
For any enquiries about purchasing, renewing or making a claim on an AIG business policy, please contact your insurance broker or find a broker here.