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Private Collections – Specialised coverage for the connoisseur in you

At AIG we appreciate the dedication it takes to build a unique collection — of artwork, jewellery, wine, antiques or virtually any other rarities — and we share your attention to detail when it comes to insuring it. Our Private Client Group can design a thorough plan to safeguard your prized possessions, as if they were our own.

Comprehensive coverage

Insure virtually any fine collectible or memorabilia —from Lalique glassware to vintage toys. Our policy responds to damage from fire, theft, earthquake, flood and breakage. Each piece included on the policy is protected, regardless of location – including items in transit (subject to Sanctions Exclusion).

Market appreciation coverage

If you have a valuation that is less than 12 months old at the commencement of your policy, we provide you cover for the current market value, up to 150% with a maximum increase of $200,000.

Incomplete Fine Art coverage

If you have commissioned a work of art that cannot be completed (due to physical loss or damage, or death of the artist) we will cover you for any non-refundable deposits or fees you are obligated to pay up to $200,000.

Superior claims service

Our collection specialists work closely with our claims staff to provide conservator referrals, locate appraisers, review treatment proposals and oversee packing and shipping arrangements. If an item is lost or stolen, we will make every effort to recover it.