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Domestic Travellers

Our Domestic Travel Insurance policy is designed for travellers who are under 70 and includes comprehensive travel insurance benefits. It provides single or family cover for non-refundable pre-paid travel arrangements, emergency expenses, luggage, travel delays, accidental death and more.  

We also offer a Cancellation Only policy providing basic but essential cover for loss of non-refundable pre-paid travel arrangements as well as Emergency Expenses.

Policy Information

Number of Travellers

Up to 10 adults can be covered on Cancellation Only cover.


To be eligible for a Domestic policy your trip must be more than 250kms from home.

Medical Expenses not covered

There is no cover for Medical Expenses incurred as all Australian Residents have access to Medicare.

Dependent Children

Dependent children under 25 are covered for free.

Cruise ships

If you are travelling on a cruise that enters international waters please ensure you purchase an International Bronze policy. This will ensure you have medical coverage.

Australian Residents

Policies are designed for Permanent Residents of Australia.

Policy Benefits

A summary of some of the key policy benefits can be found below. You should be aware that this is a summary of cover only and the Policy is subject to terms, conditions, limits and exclusions that may not suit your requirements.

For more detailed information about the benefits, exclusions, the circumstances under which the benefits are provided and the process of making a claim please read the Product Disclosure Statement and Policy Wording.

Domestic Travellers aged under 70 Plan

  Single Cover Family Cover

Cancellation Fees and Lost Deposits

$10,000 $20,000

Travel Agents fees

$4,000 $8,000

Emergency Expenses (except for G2 and G7 of the policy wording)

$10,000 $20,000


$3,000 $6,000

Travel Delay

$300 $600

Hijack and Kidnap

$10,000 $20,000

Special Events, Missed Connections

$2,000 $4,000

Accidental Death

$10,000* $20,000*

Accidental Disability

$10,000 $10,000

Your Legal Liability

$500,000 $1,000,000

Rental Vehicle Excess

$4,000 $4,000

Financial Default

$10,000 $20,000

* Cover is limited to up to $1000 each for the accidental death of Your dependent children and grandchildren under 25 years of age travelling with You

Domestic Cancellation & Emergency Expenses Plan

  High Plan Low Plan

Cancellation Fees, Lost Deposits and Emergency Expenses

$2,000 $1,000

Travel Guard Emergency Assistance

24 Hour Emergency Assistance

To contact Travel Guard from anywhere in the world, call:

+60 3 2772 5592

Reverse charges calls can be made from some countries.

Contact your local operator.

Or email Travel Guard at