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Group Personal Accident and Illness

Learn how Group Personal Accident and Illness Insurance can help clients provide coverage for unique risk exposures.

Why Choose AIG for Group Personal Accident and Illness Insurance?

AIG Group Personal Accident and Illness Insurance can provide accidental injury and sickness benefits for employees, their spouses/partners and their dependents or insure the company against the financial effects of the loss of employee services. It’s a versatile product which can be tailored to meet the individual needs of small to large businesses across all industries through to multinational corporations and can be catered to cover employees 24 hours a day, including travel to and from work, volunteer activities, sporting groups, school students and universities.

The AIG Advantage

Deep underwriting expertise

Our solutions-driven underwriting team can engage with you to tailor programs for specific clients or exposures across a range of industries.

Worldwide travel assistance

AIG Travel’s eight service centres worldwide, deliver 24/7 emergency assistance for medical security and travel.

AIG Travel App

A range of proactive and useful tools and resources are available to assist travellers pre, during and post trip. 

AIG Group Personal Accident and Illness Solutions

You can select various cover options against a range of events including:

  • Injury resulting in death, permanent total disablement and specified permanent total loss.
  • Weekly injury benefit for injury resulting in temporary partial disablement or temporary total disablement.
  • Weekly sickness benefit, for sickness causing temporary partial or total disablement.

Depending on your requirements you can tailor your policy with the following additional benefits including:

  • Rehabilitation expenses
  • Escalation of claim
  • Spouse/Partner and dependent children
  • Home renovation

The following industries are currently being targeted. However, other industries and occupations can still be considered upon further discussion.

 

Preferred Industries & Occupations

  • Construction / Developers
  • Education
  • Financial Institutions
  • Government Entities
  • Hospitality & Leisure
  • Manufacturing
  • Mining & Resource
  • Retail / Wholesale
  • Transportation

Non-preferred Risks

  • Armed Forces
  • Armed Security Guards
  • Couriers / Taxi Drivers
  • Marine Vessel Crews
  • Professional Sports & Entertainers
  • Seasonal Workers

For any enquiries about purchasing, renewing or making a claim on an AIG business policy, please contact your insurance broker or find a broker here.

Meet Your AIG Team

View contact information for AIG Australia teams in your state.

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