Expatriate Care Insurance



Expatriate Care

Expatriation is now general practice for many businesses and their employees, helping companies to stay competitive in today’s global environment and providing a wide range of off-shore experiences for employees.  Our comprehensive Expatriate Care Insurance gives your employees the comfort of knowing that their family’s healthcare is well covered while they and their families are seconded overseas.

Product Highlights

Tailored cover

We know that no two companies are the same. We offer a range of benefits and can tailor a package that suits the individual needs of the company and its employees.

Assistance always on hand

Your employees have access to Travel Guard for medical advice over the phone 24-hours a day, 365-days a year. Advice is available in 26 different languages, with real time translation services for other languages and dialects. 

Medical expenses

Your employees have the comfort of knowing that their healthcare is well covered with medical expenses including in-patient & out-patient treatment costs, dental, maternity & childbirth, emergency transport as well as serious illnesses and operations. 

Optional benefits

You can choose to add extra reassurance for you and your employees with optional covers including personal injury & sickness, political risk & natural disaster evacuation, as well as travel benefits for trips outside your employees’ country of assignment and/or country of residence. 

For any enquiries about purchasing, renewing or making a claim on an AIG business policy, please contact your insurance broker or find a broker here.

Health Protection: Cover for expenses associated with:

  • Medical care
  • Dental care
  • Pregnancy and childbirth
  • Accommodation benefits

Depending on the type of policy required our Optional Cover includes:

  • Personal injury and sickness
  • Alternative employee or resumption of assignment expenses
  • Political risk and natural disaster evacuation expenses

whilst outside of Australia.

Companies with expatriate employees and their families.

Expatriate Care Insurance from AIG gives you access to Travel Guard, AIG’s wholly-owned world-leading travel assistance service, with over 1,000 staff ready to assist when required. Travel Guard provides fast, efficient claims service providing personal attention to every claim.

Doctors and nurses are on hand 24 hours a day, 365 days a year, to offer medical advice in 26 different languages, with real-time translation services for other languages.

Travel Guard’s global reach, teamed with exceptional service standards, and proven operational capabilities provide assurance that you and your employees will receive best-in-class care.

Our emergency assistance helpline is available for expatriates and their families for advice or direct assistance.

Emergency Assistance Helpline +61 2 9251 4298 (reverse charge where available).