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Expatriate Care Insurance

Learn how Expatriate Care Insurance can help employers provide coverage for unique risk exposures.

Why Choose AIG for Expatriate Care Insurance?

Expatriation is now general practice for many businesses and their employees, helping companies to stay competitive in today’s global environment and providing a wide range of off-shore experiences for employees. Our comprehensive Expatriate Care Insurance gives your employees the comfort of knowing that their family’s healthcare is well covered while they and their families are seconded overseas.

The AIG Advantage

Deep underwriting expertise

Our solutions-driven underwriting team can engage with you to tailor programs for specific clients or exposures across a range of industries.

Worldwide travel assistance

AIG Travel’s eight service centres worldwide, deliver 24/7 emergency assistance for medical security and travel.

AIG Travel App

A range of proactive and useful tools and resources are available to assist travellers pre, during and post-trip. 

AIG Expatriate Care Solutions

We know that no two companies are the same. We offer a range of benefits and can tailor a package that suits the individual needs of the company and its employees.

Health Protection

Cover for expenses associated with:

  • Medical care
  • Dental care
  • Pregnancy and childbirth
  • Accommodation benefits

Depending on the type of policy required our Optional Cover includes:

  • Personal injury and sickness
  • Alternative employee or resumption of assignment expenses
  • Political risk and natural disaster evacuation expenses

whilst outside of Australia.

Your employees have the comfort of knowing that their overseas healthcare is well covered with medical expenses, including in-patient & out-patient treatment costs, dental, maternity & childbirth, emergency transport, as well as serious illnesses and operations.

Your employees have access to Travel Guard for medical advice over the phone 24 hours a day, 365 days a year. Advice is available in 26 different languages, with real-time translation services for other languages and dialects.

You can choose to add extra reassurance for you and your employees with optional covers including personal injury & sickness, political risk & natural disaster evacuation, as well as travel benefits for trips outside your employees’ country of assignment and/or country of residence.

Expatriate Care Insurance from AIG gives you access to AIG Travel, AIG’s wholly-owned world-leading travel assistance service, with over 1,000 staff ready to assist when required. Travel Guard provides fast, efficient claims service providing personal attention to every claim.

Doctors and nurses are on hand 24 hours a day, 365 days a year, to offer medical advice in 26 different languages, with real-time translation services for other languages.

Travel Guard’s global reach, teamed with exceptional service standards, and proven operational capabilities provide assurance that you and your employees will receive best-in-class care.

Our emergency assistance helpline is available for expatriates and their families for advice or direct assistance.

Emergency Assistance Helpline +61 2 9251 4298 (reverse charge where available).

The following industries are currently being targeted. However, other industries and occupations can still be considered upon further discussion.

 

Preferred Industries & Occupations

  • Construction / Developers
  • Education
  • Financial Institutions
  • Government Entities
  • Hospitality & Leisure
  • Manufacturing
  • Mining & Resource
  • Retail / Wholesale
  • Transportation

Non-preferred Risks

  • Armed Forces
  • Armed Security Guards
  • Couriers / Taxi Drivers
  • Marine Vessel Crews
  • Professional Sports & Entertainers
  • Seasonal Workers

For any enquiries about purchasing, renewing or making a claim on an AIG business policy, please contact your insurance broker or find a broker here.

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